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Financial aid award notice

The University prepares cost of attendance (COA) figures in order to calculate financial aid eligibility for all students. The 2018-2019 COA worksheet is designed to help you determine your remaining estimated costs. Actual costs may differ depending on your academic program, coursework, and personal spending choices.

Students receive an electronic Financial Aid Award Notice (eFAAN)  in their UMD email account by late July. Your specific tuition and fees charges will appear in your university student account in the My Finances tab of MyU a few weeks before the start of your classes.

Regents policy, federal law, and state law regulate release of student information to third parties. University policy regulates sharing of information within the University. If you need to grant a third party (e.g., parent) access to information on your student record, complete the parent/guest access process.


The cost of attendance is the cost of attending UMD for one academic year. This amount includes:

  • Expected annual charges for tuition and fees
    • Tuition – charges assessed for registered classes
    • Fees – charges assessed for other college services
  • Room and board
  • Estimated books and supplies
  • Estimated transportation costs
  • Estimated loan fees
  • Personal/miscellaneous costs

For further information go to Estimating your costs.

Gift Aid is funding awarded to the student that does not have to be repaid, unless the student fails to meet certain terms, such as a service requirement, specified as a condition of the grant. Gift aid includes awards with titles such as grants, scholarships, remissions, waivers, etc. Gift aid can be awarded based on many factors, including (but not limited to) financial need, academic excellence, athletic, musical, and theatrical talent, affiliation with various groups, or career aspirations.

Grants are gift aid funding awarded to the student that does not need to be repaid. Grants are based on the expected family contribution (EFC) calculated by FASFA.

For further information go to Grants and waivers.

Scholarships are gift aid funding awarded to the student that does not need to be repaid. Scholarship awards are typically based on merit or a combination of merit and need, such as academic excellence, talent, affiliation with various groups, or career aspirations.

For further information go to Scholarships.

Work-study (federal or state) program provides part-time employment opportunity to students attending UMD who demonstrate financial need as calculated by FAFSA.

Miscellaneous student employment is an employment opportunity available to all students. It does not require the student to demonstrate need based eligibility as determined by FAFSA.

For further information, go to Work-study and student employment.

Loans are a form of financial aid that must be repaid with interest. Loans have varying interest rates and repayment terms.

For further information, go to Loans.